Made for the average investor and designed exclusively to be a client facing communication, this version is customizable for one advisor and includes the rights to redistribute printed or electronic copies of the complete report to current and prospective investor clients.

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Notwithstanding the forgoing, the Advisor Edition does not include the rights to replicate or reproduce any part of this report without purchase of the "Copyrights Add-on."

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This add-on grants purchasers of the copyrights full permission to incorporate materials contained within applicable QAIB products into other works on the condition that Licensee makes required regulatory disclosures and sources QAIB and DALBAR as appropriate.


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